Group AD&D Insurance
Separate your financial institutional from
the crowd by increasing your member appreciation gift to $3,000.00 for just 36 cents per year. Three times the coverage at
no additional cost to your organization. Rates and service fees are custom quoted to meet your specific needs.
Group Term Life Insurance
Low cost term life rates with generous yearly service
fees are custom quoted to meet your needs.
Gap Insurance
As an auto ages the difference between insurance coverage and loan value increases. Gap coverage bridges
the difference. Our unique visual gap program solves this problem and offers generous fee income to your financial
institution.
Group Credit Life & Disability Insurance or Debt Cancellation Insurance
Now you have two options to help your borrowers meet their loan obligations should
they die or become disabled.
Traditional Group Life & Disability Insurance regulated
by the State Insurance department that automatically offers maximum service fees with minimal cost
for your loan forms or Debt Cancellation Program regulated by the OCC that can be completely
customized to meet your financial institutions specific objectives for life, disability, unemployment
coverage, fee income and low cost loan forms. Contact us to learn the difference between a traditional credit insurance
program and a debt cancellation program at no cost to your organization.
Bond Insurance
Now there is no reason to simply renew your bond coverage for increased premiums year after year. When you request a
Bond quote through our company we work for you and not the insurance company. This means we solicit bids from all
available quality insurance companies on your behalf. Your premium savings can be as much as 40% without
any reduction in coverage and there is no cost for our research nor is there any obligation to do business with us.
Pension Plans
As a
plan sponsor you have a tremendous amount of fiduciary responsibility to all of your employees. You can never completely eliminate
all of your fiduciary duties but now you can transfer the vast majority of these responsibilities by hiring a non-directed
trustee and working with a company who will be a named co-fiduciary on your plan taking sole responsibility for constructing
and monitoring your plan's fund menu. This fiduciary protection can be obtained while offering low cost no load
mutual funds that can reduce the invesment costs for your employees up to 50%. Include a high level of educational
service, at no additional cost, and you will meet all of the requirements of 404C. If your plan requires a yearly
independent audit you may be able to eliminate this cost in it's entirety. Contact us for information.
877-276-8821
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